"Phishing" is defined by www.wikipedia.org as "the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication."

Warning signs of a phishing attack are hyperlinks to "supposedly" official websites, generic greetings (like "dear member" instead of using your name), file attachments, misspellings and bad grammar.

How can you avoid being caught by a phishing lure?  First, don't click on links in an email claiming to be from your bank, credit card, or other financial institution.  Instead, open a new web browser window and type in the website address you know, or use one of your usual bookmarks.  Second, if you're visiting a website that has anything to do with your money or online payments, be sure that your browser address line shows 'https' at the beginning.  Third, do not open attachments in emails that claim to be from one of your financial institutions.  Such attachments, if not truly from your account website, can install malware onto your computer.  Instead, go to the correct website and view the information there.  Finally, as always, have anti-malware or antivirus software installed, and be sure it is up to date.

Following are links that show examples of phishing attacks:

Congratulations:  You've won US$1,950,000.00 !

Powerball Wheel Email-games 2009

Stock Market Lottery

credit card account problem

$3.5million going to charity

son of president of Guinea Conakry

fake Paypal email

FAKE Paypal web page

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